PNW Riders

capthowdy · 01-14-2009, 10:47 AM

...I just got off the phone with dairyland and they quoted me $3,000 for a year of full coverage. I believe motorcycle insurance should be calculated with motorcycle miles not years. I am 21 male, always have had coverage, good credit, no accidents, and not even a parking ticket on my record. I am currently paying 400/year for state min. Just pray I don't crash I guess and lucky I have medical coverage through work

DGA · 01-14-2009, 10:52 AM

Super Sport bikes, like yours have always been significantly higher than other bikes. Try State Farm. They go by CC.

Blues Brothers · 01-14-2009, 11:02 AM

Ask for Shannon,

Shannon M Kellogg

David Christy Ins Agcy Inc
12120 E Mission Ave Suite 1
Spokane, WA 99206-5378

Phone:(509) 926-1345
Phone:(509) 334-2500

shannon@davechristyinsurance.com

OR

Find an agent in your neck of the woods...

K2TheM · 01-14-2009, 11:05 AM

3,000/yr? wow that's steep. Or is that normal?

kaylexty · 01-14-2009, 11:10 AM

i paid $114 for the year. bad credit but no tickets or anything

capthowdy · 01-14-2009, 11:18 AM

I have tried the State Farm agent right down the street from me.. He was asking me for more money for liability so I didn't ask for full coverage.. He was trying to sell it to me anyways I was like dude your charging me more shut up and I left lol(wasn't those exact words but how I felt). Probably something like alright I need some time to think over this I will contact you Thanks a lot and Have a nice day.

JohnnyM · 01-14-2009, 11:37 AM

Good agent, used them for years...

Originally Posted by Blues Brothers

Ask for Shannon,

Shannon M Kellogg

David Christy Ins Agcy Inc
12120 E Mission Ave Suite 1
Spokane, WA 99206-5378

Phone:(509) 926-1345
Phone:(509) 334-2500

shannon@davechristyinsurance.com

OR

Find an agent in your neck of the woods...

CougFan56 · 01-14-2009, 11:47 AM

kaylexty, who are you getting your insurance through???? I have tried to get some for my SV650 naked and they want like $1600 a year......my dang bike was only 6.......crazy insurance people.

Nefarious · 01-14-2009, 11:56 AM

I'm assuming that's an R1 you ride?

Not surprising, even with a perfectly clean record trying to insure a liter bike is difficult without a bunch of money. It's their way of keeping kids off bikes they have no buisness on.

In any case if you can't afford to insure it you shouldn't be riding it.

To CougFan:

$1600 a year for an SV!?! What the crazy sam hill kind of awful record do you have??? Felony speed convinctions? I never paid over $1000 a year for my 650 before i tracked it, and I pay $700 a year for my 1000 with full 100/300 coverage.

Blues Brothers · 01-14-2009, 12:19 PM

389.11 a year for each bike: 2006 Wing & 2006 ZX14
coverage for each

Bodily Injury & Property Damage
Liability Coverage
Bodily Injury Limits:
Each Person Each Accident
100,000 $300,000

Property Damage Limit:
Each Accident
$100,000

Comprehensive
Comprehensive Coverage - $500 Deductible

Collision
Collision Coverage - $500 Deductible

Uninsured/Underinsured
Underinsured Motor Vehicle Coverage
Bodily Injury Limits
Each Person Each Accident
$100,000 $300,000

Uninsured/Underinsured
Underinsured Motor Vehicle Property Damage Coverage
Limit - Each Accident
$100,000

Bolestuff · 01-14-2009, 01:14 PM

Just by a salvage, rebuild it on the cheap, and cover it with liability for around $100 year

SV_Slut · 01-14-2009, 01:18 PM

I'm 27, GREAT credit, no accidents, and on a brand new Gixxer 600, I was quoted 3500 for the year, and that was the lowest quote. State Farm wouldn't touch me. This is what I was told: Because I am single, do not own a home, am young, and this bike has a high accident to non-accident ratio, my rates will be high. I was told if I was married, had a home, and was a bit older, I would see it drop. So, I bought the SV650S and I pay 990 for the year for full coverage to include underinsured motorist. The insurance companies can do whatever they want and it sucks. But that's the nature of the beast.

Desvio · 01-14-2009, 01:18 PM

Originally Posted by capthowdy

...I just got off the phone with dairyland and they quoted me $3,000 for a year of full coverage. I believe motorcycle insurance should be calculated with motorcycle miles not years. I am 21 male, always have had coverage, good credit, no accidents, and not even a parking ticket on my record. I am currently paying 400/year for state min. Just pray I don't crash I guess and lucky I have medical coverage through work

PM'd you some info on another insurance, they ONLY take you on at first if you have a perfect record. It's worth a shot, specially if you ride a literbike. They only have two classifications, <500cc and >500cc.

Lzzybeth · 01-14-2009, 02:18 PM

Try sending a PM Spec, he's the State Farm rep on this board and he has hooked up MANY of our fellow riders! He's even in your neck of the woods, just outside of Portland.

I have full coverage as well as underinsured/uninsured motorist, I wouldn't feel right riding without it considering my chances of an accident. I pay $525.20 for a full year of coverage on my 2007 GSX-R600.

SpeedGeek · 01-14-2009, 02:34 PM

Originally Posted by Lzzybeth

Try sending a PM Spec, he's the State Farm rep on this board and he has hooked up MANY of our fellow riders! He's even in your neck of the woods, just outside of Portland.

I have full coverage as well as underinsured/uninsured motorist, I wouldn't feel right riding without it considering my chances of an accident. I pay $525.20 for a full year of coverage on my 2007 GSX-R600.

I cannot recommend him enough! We have all our stuff through him. He saved us a BUTTLOAD on our motorcycle insurance. Also, State Farm is one of the companies THAT WILL truly take care of you when you have a claim.

Broker: Angela McCoy
Agent: Steve Santi
294 Warner-Milne Road
Oregon City, OR 97045-4288
(503) 655-3433‎

wsmc831 · 01-14-2009, 02:43 PM

nobody should be buying a bike w/o checking insurance rates first. OP, if you bought the bike w/o financing it, then you don't have to get full coverage...ride at your own risk.

Want to finance a bike, the finance company wants to make sure they are covered when *ahem* as so often happens, hero at the helm destroys said bike first year.

This is nothing new.

kaylexty · 01-14-2009, 04:39 PM

Originally Posted by CougFan56

kaylexty, who are you getting your insurance through???? I have tried to get some for my SV650 naked and they want like $1600 a year......my dang bike was only 6.......crazy insurance people.

columbia river insurance
5107 e. fourth plain blvd. suite 109
vancouver, wa 98661
360-696-9137

8 lives · 01-14-2009, 05:29 PM

I have noticed the price varies greatly from insurance company to insurance company. From what i gather some companies charge a lot more because they honestly don't want to insure motorcycles which is why they charge so much. They figure the high price will deter you or you are just stupid and will pay them a boat load of money.

I am 30 years old with one at fault accident on my record. I am insuring a Ducati Monster 695 with 100/300 coverage and paying $540 a year through progressive.

Nefarious · 01-14-2009, 05:34 PM

To get the insurance I have now I get a bunch of different discoutnts

#1 Extremely High Credit Score
#2 Married
#3 Computed for 30 year old
#4 Have two cars with the company

rookie · 01-14-2009, 06:07 PM

I recently got married and had to adjust the insurance policy. Our rates went down pretty significantly, but our agent informed us that insurer's are now considering motorcycles to be the same rates as car's or more due to the lack of self control and extreme desire of squids to own one liters. The average life expectancy of a 600 to 1 liter super bike is 3 months before a claim. Due to this insurance companies got smart.

CopperSV1 · 01-14-2009, 06:22 PM

I have State Farm. Heard Country was pretty good too. Stay away from American Family with Sportbikes.... They triple the premium.

JayD1981 · 01-14-2009, 06:47 PM

I have just my bike alone insured through State Farm for $450 a year for full coverage. It would only be $250 a year if I moved my car and home over to them.

ddonacazx12 · 01-14-2009, 06:49 PM

Originally Posted by SpeedGeek

I cannot recommend him enough! We have all our stuff through him. He saved us a BUTTLOAD on our motorcycle insurance. Also, State Farm is one of the companies THAT WILL truly take care of you when you have a claim.

Broker: Angela McCoy
Agent: Steve Santi
294 Warner-Milne Road
Oregon City, OR 97045-4288
(503) 655-3433‎

Another vote for Spec.

Gebber · 01-14-2009, 10:08 PM

Spec was over at my house yesterday (I am doing some paint work for him) and he was telling me he is not with State Farm anymore.

capthowdy · 01-16-2009, 12:15 AM

Sorry I realized I should have put info on my bike... Stock 2007 R6 =\ only a 600 not like its going to hurt anyone

Originally Posted by Nefarious

I'm assuming that's an R1 you ride?

Not surprising, even with a perfectly clean record trying to insure a liter bike is difficult without a bunch of money. It's their way of keeping kids off bikes they have no buisness on.

In any case if you can't afford to insure it you shouldn't be riding it.

To CougFan:

$1600 a year for an SV!?! What the crazy sam hill kind of awful record do you have??? Felony speed convinctions? I never paid over $1000 a year for my 650 before i tracked it, and I pay $700 a year for my 1000 with full 100/300 coverage.

forumboy007 · 01-16-2009, 01:17 AM

I'm with American Family...
I pay $65 a month for full coverage with $250 deductibles...
I'm 26, married and no tickets, ride an 05' 636 Ninja

Bribri · 01-16-2009, 07:42 PM

After reading all the responses I decided to look into also. I have American Family at about 65 per month. Just got off the phone with Progressive and it is half the cost per year with the same coverage. So that might also be an option for you.

MaDroX^ · 01-16-2009, 10:44 PM

Country ins. 503 924 1450 located in like beaverton? i pay 50 a month for full coverage and i have on accident on my record. and i have a 2008 r6s ( am 23 years old ). good customer care too, reccomend all my friends to it.

ninja-rida · 01-16-2009, 10:55 PM

I am 21, have no incidents and pay less than half that a year

Desvio · 01-17-2009, 01:49 PM

Country Companies is super great, they have my vehicles, home owners and life insurance. Only stipulation is you MUST have a clean record, and keep it clean (no more than two MINOR infractions).

I, my whole family and all my friends go through Eric Lindberg (Cell & msgs 503-998-3944 or Ofc 503-924-1461).

He will even do business on Saturdays, meet with you and handle all transfers. He swings an unbelievable deal for those that keep a clean a clean driving record.

Thaloc · 01-17-2009, 02:02 PM

Haha.. clean driver record....yeah....I pay $900+ a year through Dairyland. I got my policy before I turned 25 tho. I dont want to call them to try and re-negotiate as iv had 3 tickets in the last year.... I know, i know. But as long as I dont get into an accedent or file a claim they wont know. Anyhow thats full coverage for under 25 unmarried male.

Desvio · 01-17-2009, 02:18 PM

About $670yr for two bikes, one full coverage (03 CB1100XX), other minimal (84 Goldwing). Never really paid more than that, but I'm now a few months shy of 40yo. And my rates are going down next month, woo hoo!!!

It does pay to have a clean record.

THOE · 01-17-2009, 02:46 PM

Most insurance company's will not give you a good rate unless you have a car insured through them also. I have USAA fo my home and cars, but USAA makes me go through progressive for my motorcycle. $170 a year is what I pay for liability. I personally will not buy a new bike my limit for a motorcycle is about $7500 that way if I wreck I will either put it back together or part it out. I only buy certain bikes that there seems to be a lot of used parts for. Insurance is is rip off you are paying for all the idiots who drive around without insurance and who dump there bikes because they are over there heads and have not common sense. Motorcycle fatalities were up 10% last year over the previous year. I watched four people on motorcycles today cutting traffic just so they could get to the red light fast. That why motorcycle sales are falling because your average person doesn't have a credit card to put one on anymore and just insure it with liability.

Lil' red · 01-17-2009, 03:09 PM

You guys are getting ripped off. I 46/month with full coverage 250 deductable. through state farm. I'm 22 male, one ticket but I don't think its hit my insurance yet. it will go up about 10 bucks though.

Lil' red · 01-17-2009, 03:09 PM

oh and thats only like 550/yr

melsr6 · 01-18-2009, 05:15 PM

i have an 07 r6 i have state farm and payed $43 a month for full coverage until i turned 25 now its $18 a month

THOE · 01-18-2009, 05:39 PM

Originally Posted by Lil' red

You guys are getting ripped off. I 46/month with full coverage 250 deductable. through state farm. I'm 22 male, one ticket but I don't think its hit my insurance yet. it will go up about 10 bucks though.

Insurance rates are based on a lot of things, demographics (where you live) driving record, credit report, type and size of bike, age/gender, type of coverage and again most will not cover you unless you have an auto insured with them. I think there are parts missing from this story that he is not telling us.

da808fokai · 01-18-2009, 09:10 PM

I currently pay ~340/yr full coverage for my 07' R6. Covered through Country Insurance. They've been the cheapest to cover everything I have. It helps to have multiple policies. Ex: If you rent, get renters insurance along with it (often evens out/saves money).

If your interested in following up call their Gresham office and speak with Laura Zuniga, she's gone way above and beyond excellent service for me.

-Vance

capthowdy · 01-22-2009, 01:40 AM

I got a nice quote for full coverage thx to you guys.. but found out OR DMV is trying to make me get a SR22... Never even had a parking ticket. I co-signed for my bro's bike and he wrecked with without insurance(I wasn't aware he didn't have insurance at the time). Because I am a registered owner of the vechile(co-signer) I am responsible for insurance on a vehicle I don't ride? This kind of sounds like if you loaned your vehicle to me and I got a speeding ticket and you got one because you were the registered owner?

I am currently having a lawyer look at the documents that I just received. Anyone know if there is a way I can use my current insurance on bike to avoid SR22? Same bike different year R6 06.. mines a 07

wsmc831 · 01-22-2009, 07:43 AM

DMV doesn't know, or care if you are riding it. You are the legal owner, you are required to have insurance on it in Oregon. Sucks, but you trusted your brother, and he screwed you.


01-14-2009, 11:10 AM	#5
kaylexty Newbie Joined: Oct 2008 From: vancouver I Ride: 01 gsxr 600	i paid $114 for the year. bad credit but no tickets or anything __________________ Follow PNW Riders on Facebook and Twitter


01-14-2009, 11:18 AM	#6
capthowdy Training Wheels Joined: Mar 2008 From: Tigard Oregon I Ride: an alien bug!!	I have tried the State Farm agent right down the street from me.. He was asking me for more money for liability so I didn't ask for full coverage.. He was trying to sell it to me anyways I was like dude your charging me more shut up and I left lol(wasn't those exact words but how I felt). Probably something like alright I need some time to think over this I will contact you Thanks a lot and Have a nice day. __________________ Follow PNW Riders on Facebook and Twitter


01-14-2009, 11:47 AM	#8
CougFan56 Endorsed Joined: Jul 2008 From: Vancouver, WA I Ride: '08 SV650	kaylexty, who are you getting your insurance through???? I have tried to get some for my SV650 naked and they want like $1600 a year......my dang bike was only 6.......crazy insurance people. __________________ Follow PNW Riders on Facebook and Twitter


01-14-2009, 11:56 AM	#9
Nefarious Superbiker Joined: Jan 2009 From: Bremerton Blog Entries: 2 I Ride: 03 SV650 (Track) 03 SV1000S (Street)	I'm assuming that's an R1 you ride? Not surprising, even with a perfectly clean record trying to insure a liter bike is difficult without a bunch of money. It's their way of keeping kids off bikes they have no buisness on. In any case if you can't afford to insure it you shouldn't be riding it. To CougFan: $1600 a year for an SV!?! What the crazy sam hill kind of awful record do you have??? Felony speed convinctions? I never paid over $1000 a year for my 650 before i tracked it, and I pay $700 a year for my 1000 with full 100/300 coverage. __________________ Follow PNW Riders on Facebook and Twitter


01-14-2009, 12:19 PM	#10
Blues Brothers MotoGP Contender Joined: May 2005 From: Spokane I Ride: 2003 Illusion Blue Wing, 2006 Wing with MUSIC & 2006 Custom ZX14	389.11 a year for each bike: 2006 Wing & 2006 ZX14 coverage for each Bodily Injury & Property Damage Liability Coverage Bodily Injury Limits: Each Person Each Accident 100,000 $300,000 Property Damage Limit: Each Accident $100,000 Comprehensive Comprehensive Coverage - $500 Deductible Collision Collision Coverage - $500 Deductible Uninsured/Underinsured Underinsured Motor Vehicle Coverage Bodily Injury Limits Each Person Each Accident $100,000 $300,000 Uninsured/Underinsured Underinsured Motor Vehicle Property Damage Coverage Limit - Each Accident $100,000 __________________ Follow PNW Riders on Facebook and Twitter

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01-14-2009, 10:47 AM	#1
capthowdy Training Wheels Joined: Mar 2008 From: Tigard Oregon I Ride: an alien bug!!	Motorcycle Insurance? ...I just got off the phone with dairyland and they quoted me $3,000 for a year of full coverage. I believe motorcycle insurance should be calculated with motorcycle miles not years. I am 21 male, always have had coverage, good credit, no accidents, and not even a parking ticket on my record. I am currently paying 400/year for state min. Just pray I don't crash I guess and lucky I have medical coverage through work __________________ Follow PNW Riders on Facebook and Twitter


01-14-2009, 10:52 AM	#2
DGA Superbiker Joined: Jun 2007 From: Portland, Oregon I Ride: naked	Super Sport bikes, like yours have always been significantly higher than other bikes. Try State Farm. They go by CC. __________________ Follow PNW Riders on Facebook and Twitter


01-14-2009, 11:02 AM	#3
Blues Brothers MotoGP Contender Joined: May 2005 From: Spokane I Ride: 2003 Illusion Blue Wing, 2006 Wing with MUSIC & 2006 Custom ZX14	Ask for Shannon, Shannon M Kellogg David Christy Ins Agcy Inc 12120 E Mission Ave Suite 1 Spokane, WA 99206-5378 Phone:(509) 926-1345 Phone:(509) 334-2500 shannon@davechristyinsurance.com OR Find an agent in your neck of the woods... __________________ Follow PNW Riders on Facebook and Twitter


01-14-2009, 11:05 AM	#4
K2TheM Superbiker Joined: Apr 2006 From: Vantucky, WA I Ride: '84 VF 700F Interceptor	3,000/yr? wow that's steep. Or is that normal? __________________ Follow PNW Riders on Facebook and Twitter


01-14-2009, 01:14 PM	#11
Bolestuff Endorsed Joined: Apr 2007 From: Portland I Ride: 1999 Honda VFR800	Just by a salvage, rebuild it on the cheap, and cover it with liability for around $100 year __________________ Follow PNW Riders on Facebook and Twitter


01-14-2009, 01:18 PM	#12
SV_Slut Pit Crew Joined: Jul 2008 From: BFE	I'm 27, GREAT credit, no accidents, and on a brand new Gixxer 600, I was quoted 3500 for the year, and that was the lowest quote. State Farm wouldn't touch me. This is what I was told: Because I am single, do not own a home, am young, and this bike has a high accident to non-accident ratio, my rates will be high. I was told if I was married, had a home, and was a bit older, I would see it drop. So, I bought the SV650S and I pay 990 for the year for full coverage to include underinsured motorist. The insurance companies can do whatever they want and it sucks. But that's the nature of the beast. __________________ Follow PNW Riders on Facebook and Twitter


01-14-2009, 02:18 PM	#14
Lzzybeth Superbiker Joined: Feb 2006 From: Lynnwood, WA I Ride: 2007 GSX-R600	Try sending a PM Spec, he's the State Farm rep on this board and he has hooked up MANY of our fellow riders! He's even in your neck of the woods, just outside of Portland. I have full coverage as well as underinsured/uninsured motorist, I wouldn't feel right riding without it considering my chances of an accident. I pay $525.20 for a full year of coverage on my 2007 GSX-R600. __________________ Follow PNW Riders on Facebook and Twitter


01-14-2009, 02:43 PM	#16
wsmc831 WMRRA Qualifier Joined: Jan 2008 From: Los Gatos I Ride: TL-s, KTM 300, 690 Duke	nobody should be buying a bike w/o checking insurance rates first. OP, if you bought the bike w/o financing it, then you don't have to get full coverage...ride at your own risk. Want to finance a bike, the finance company wants to make sure they are covered when ahem as so often happens, hero at the helm destroys said bike first year. This is nothing new. __________________ Follow PNW Riders on Facebook and Twitter


01-14-2009, 05:29 PM	#18
8 lives Endorsed Joined: Oct 2008 From: Portland, Oregon I Ride: 2007 Ducati Monster 695. 2002 CRF450R	I have noticed the price varies greatly from insurance company to insurance company. From what i gather some companies charge a lot more because they honestly don't want to insure motorcycles which is why they charge so much. They figure the high price will deter you or you are just stupid and will pay them a boat load of money. I am 30 years old with one at fault accident on my record. I am insuring a Ducati Monster 695 with 100/300 coverage and paying $540 a year through progressive. __________________ Follow PNW Riders on Facebook and Twitter


01-14-2009, 05:34 PM	#19
Nefarious Superbiker Joined: Jan 2009 From: Bremerton Blog Entries: 2 I Ride: 03 SV650 (Track) 03 SV1000S (Street)	To get the insurance I have now I get a bunch of different discoutnts #1 Extremely High Credit Score #2 Married #3 Computed for 30 year old #4 Have two cars with the company __________________ Follow PNW Riders on Facebook and Twitter


01-14-2009, 06:07 PM	#20
rookie Pit Crew Joined: Jun 2008 From: port. or. I Ride: 07 zx6r	I recently got married and had to adjust the insurance policy. Our rates went down pretty significantly, but our agent informed us that insurer's are now considering motorcycles to be the same rates as car's or more due to the lack of self control and extreme desire of squids to own one liters. The average life expectancy of a 600 to 1 liter super bike is 3 months before a claim. Due to this insurance companies got smart. __________________ Follow PNW Riders on Facebook and Twitter


01-14-2009, 06:22 PM	#21
CopperSV1 (Oregon) City Joined: May 2007 From: Keizer,Ore I Ride: 08 GSXR 1K	I have State Farm. Heard Country was pretty good too. Stay away from American Family with Sportbikes.... They triple the premium. __________________ Follow PNW Riders on Facebook and Twitter


01-14-2009, 06:47 PM	#22
JayD1981 Superbiker Joined: Dec 2007 From: Richland, WA I Ride: 03 Superhawk 996 and my new Pocket Rocket	I have just my bike alone insured through State Farm for $450 a year for full coverage. It would only be $250 a year if I moved my car and home over to them. __________________ Follow PNW Riders on Facebook and Twitter


01-14-2009, 10:08 PM	#24
Gebber Pit Crew Joined: Mar 2007 From: Tigard, Oregon	Spec was over at my house yesterday (I am doing some paint work for him) and he was telling me he is not with State Farm anymore. __________________ Follow PNW Riders on Facebook and Twitter Last edited by Gebber; 01-14-2009 at 10:11 PM..


01-16-2009, 01:17 AM	#26
forumboy007 WMRRA Qualifier Joined: Oct 2008 From: Oregon City, OR I Ride: 05 Plasma Blue 636	I'm with American Family... I pay $65 a month for full coverage with $250 deductibles... I'm 26, married and no tickets, ride an 05' 636 Ninja __________________ Follow PNW Riders on Facebook and Twitter


01-16-2009, 07:42 PM	#27
Bribri Training Wheels Joined: May 2007 From: Vancouver, WA I Ride: 2003 sv1000	After reading all the responses I decided to look into also. I have American Family at about 65 per month. Just got off the phone with Progressive and it is half the cost per year with the same coverage. So that might also be an option for you. __________________ Follow PNW Riders on Facebook and Twitter


01-16-2009, 10:44 PM	#28
MaDroX^ Newbie Joined: Aug 2008 From: Portland Oregon I Ride: Anything as long as i got protection	Country ins. 503 924 1450 located in like beaverton? i pay 50 a month for full coverage and i have on accident on my record. and i have a 2008 r6s ( am 23 years old ). good customer care too, reccomend all my friends to it. __________________ Follow PNW Riders on Facebook and Twitter


01-16-2009, 10:55 PM	#29
ninja-rida Zone Head Joined: Apr 2008 From: Da Hood I Ride: 2006 ZX-6R	I am 21, have no incidents and pay less than half that a year __________________ Follow PNW Riders on Facebook and Twitter


01-17-2009, 01:49 PM	#30
Desvio Streetfighter Joined: Mar 2008 From: Inner SE Portland I Ride: an 03' CBR1100XX	Country Companies is super great, they have my vehicles, home owners and life insurance. Only stipulation is you MUST have a clean record, and keep it clean (no more than two MINOR infractions). I, my whole family and all my friends go through Eric Lindberg (Cell & msgs 503-998-3944 or Ofc 503-924-1461). He will even do business on Saturdays, meet with you and handle all transfers. He swings an unbelievable deal for those that keep a clean a clean driving record. __________________ Follow PNW Riders on Facebook and Twitter


01-17-2009, 02:02 PM	#31
Thaloc Zone Head Joined: Jan 2009 From: Wenatchee, WA I Ride: Buell XB12R	Haha.. clean driver record....yeah....I pay $900+ a year through Dairyland. I got my policy before I turned 25 tho. I dont want to call them to try and re-negotiate as iv had 3 tickets in the last year.... I know, i know. But as long as I dont get into an accedent or file a claim they wont know. Anyhow thats full coverage for under 25 unmarried male. __________________ Follow PNW Riders on Facebook and Twitter


01-17-2009, 02:18 PM	#32
Desvio Streetfighter Joined: Mar 2008 From: Inner SE Portland I Ride: an 03' CBR1100XX	About $670yr for two bikes, one full coverage (03 CB1100XX), other minimal (84 Goldwing). Never really paid more than that, but I'm now a few months shy of 40yo. And my rates are going down next month, woo hoo!!! It does pay to have a clean record. __________________ Follow PNW Riders on Facebook and Twitter


01-17-2009, 02:46 PM	#33
THOE Endorsed Joined: Aug 2008 From: Portland I Ride: any women that will let me	Most insurance company's will not give you a good rate unless you have a car insured through them also. I have USAA fo my home and cars, but USAA makes me go through progressive for my motorcycle. $170 a year is what I pay for liability. I personally will not buy a new bike my limit for a motorcycle is about $7500 that way if I wreck I will either put it back together or part it out. I only buy certain bikes that there seems to be a lot of used parts for. Insurance is is rip off you are paying for all the idiots who drive around without insurance and who dump there bikes because they are over there heads and have not common sense. Motorcycle fatalities were up 10% last year over the previous year. I watched four people on motorcycles today cutting traffic just so they could get to the red light fast. That why motorcycle sales are falling because your average person doesn't have a credit card to put one on anymore and just insure it with liability. __________________ Follow PNW Riders on Facebook and Twitter


01-17-2009, 03:09 PM	#34
Lil' red Endorsed Joined: Feb 2008 From: Portland, OR I Ride: 05 CBR 600rr	You guys are getting ripped off. I 46/month with full coverage 250 deductable. through state farm. I'm 22 male, one ticket but I don't think its hit my insurance yet. it will go up about 10 bucks though. __________________ Follow PNW Riders on Facebook and Twitter


01-17-2009, 03:09 PM	#35
Lil' red Endorsed Joined: Feb 2008 From: Portland, OR I Ride: 05 CBR 600rr	oh and thats only like 550/yr __________________ Follow PNW Riders on Facebook and Twitter


01-18-2009, 05:15 PM	#36
melsr6 Training Wheels Joined: Jun 2007 From: Beaverton, Oregon	i have an 07 r6 i have state farm and payed $43 a month for full coverage until i turned 25 now its $18 a month __________________ Follow PNW Riders on Facebook and Twitter


01-18-2009, 09:10 PM	#38
da808fokai Training Wheels Joined: Aug 2008 From: Portland, OR I Ride: 07' R6	I currently pay ~340/yr full coverage for my 07' R6. Covered through Country Insurance. They've been the cheapest to cover everything I have. It helps to have multiple policies. Ex: If you rent, get renters insurance along with it (often evens out/saves money). If your interested in following up call their Gresham office and speak with Laura Zuniga, she's gone way above and beyond excellent service for me. -Vance __________________ Follow PNW Riders on Facebook and Twitter


01-22-2009, 01:40 AM	#39
capthowdy Training Wheels Joined: Mar 2008 From: Tigard Oregon I Ride: an alien bug!!	I got a nice quote for full coverage thx to you guys.. but found out OR DMV is trying to make me get a SR22... Never even had a parking ticket. I co-signed for my bro's bike and he wrecked with without insurance(I wasn't aware he didn't have insurance at the time). Because I am a registered owner of the vechile(co-signer) I am responsible for insurance on a vehicle I don't ride? This kind of sounds like if you loaned your vehicle to me and I got a speeding ticket and you got one because you were the registered owner? I am currently having a lawyer look at the documents that I just received. Anyone know if there is a way I can use my current insurance on bike to avoid SR22? Same bike different year R6 06.. mines a 07 __________________ Follow PNW Riders on Facebook and Twitter


01-22-2009, 07:43 AM	#40
wsmc831 WMRRA Qualifier Joined: Jan 2008 From: Los Gatos I Ride: TL-s, KTM 300, 690 Duke	DMV doesn't know, or care if you are riding it. You are the legal owner, you are required to have insurance on it in Oregon. Sucks, but you trusted your brother, and he screwed you. __________________ Follow PNW Riders on Facebook and Twitter

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